Recover what’s yours – Explore our services
OUR PROCESS
How we help you
From abusive mortgage clauses to hidden credit card interests, we cover the most common — and most costly — banking abuses in Spain.
All with no upfront fees and a clear, risk-free process.
Single-Premium Mortgage Insurance
Was your insurance paid upfront when you signed your mortgage? You may be entitled to a refund of 6.000€–30.000€.
Mortgage Setup costs
If you paid notary, registry, or valuation fees, you could recover 1.000€ to 3.500€ or more.
IRPH Mortgages
Overpaid due to IRPH? You may reclaim thousands of euros and lower your future payments.
Revolving credit cards
Cancel your debt and get a refund if your card charged abusive interest rates above 20% APR.
Floor Clauses
If your mortgage didn’t drop with interest rates, you may recover all overpaid interest.
OUR PROCESS
How we work
Step-01
Free Legal
Assessment
We review your case and estimate your refund completely free of charge
Step-02
Full Case Management
We gather your documents, contact the bank, and prepare everything
Step-03
Claim or Legal Action
We submit your claim. If needed, we`ll represent you in court.*
Step-04
No Win, No Fee
You don`t pay us anything unless we recover your money. No risks.
* If legal action is required, we’ll provide a clear quote before proceeding.
What we can help you claim
We specialize in recovering money wrongfully charged by banks. These are some of the products you may be eligible to claim:
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Single-premium mortgage insurance
Mortgage setup costs
IRPH mortgages
Revolving credit cards
Floor clauses
Abusive interest rates
Out of court banking claims
Contract review and analysis
WHY CHOOSE US
We turn abusive banking charges into real refunds
Our experienced legal and financial team handles everything on your behalf – no upfront payments, no hidden clauses. We only win if you do.
From reviewing your documents to negotiating with the bank (or going to court if necessary) we`re with you ever stepe of the way.
%
Successful Claim Rate
- 90%
No win, no fee
Expert legal partners
Personalized support
FREQUENTLY ASKED QUESTIONS
Reclaim your money. Restore your peace of mind
How much does it cost to file a claim with Dazzle Premium Refunds?
Nothing upfront. We review your case for free. If your claim is valid, we manage the entire process and only charge a success fee if you recover your money. No surprises. No hidden fees.
How long does the process take?
It depends on the type of claim:
- Out-of-court settlements usually take 2 to 6 months
- If the case goes to court, it may take 8 to 18 months, depending on the court’s schedule
We keep you informed every step of the way.
What documents do I need to start?
It varies by case, but generally:
- Mortgage deed (for mortgage-related claims)
- Insurance contract or credit card agreement
- Invoices or statements
- Your ID (DNI or passport)
If you don’t have all of these, we’ll help you request them.
Can I still claim if I’ve already paid off my mortgage or closed the credit card?
Yes. Many claims are still valid even if the product is no longer active. In most cases, there’s still time to recover your money — especially after recent rulings. You can even claim if your property is sold.
What happens if my claim fails?
Then you owe us nothing. We assume the risk. If we can’t recover your money, you won’t pay a cent.
How do I get started?
Just fill out our short form and we’ll review your case for free.
You’ll hear from us within 48 hours with your personalized analysis.
CONTACT US
Contact us – We`re here to help
Have questions? Want to know how much you could recover?
Reach out to us — no pressure, no commitment.
At Dazzle Premium Refunds, we believe in clear, honest communication. Whether you prefer email, phone, WhatsApp, or our contact form, we’re ready to answer your questions and review your case.