Trapped in endless credit card debt?
If your card charges high interest and your debt barely goes down, it might be revolving — and illegal. You could cancel the debt and get your money back.
REVOLVING CARDS
Why can you claim?
Revolving credit cards often charge abusive interest rates and use unclear contracts that keep you paying indefinitely. Courts have ruled this as usury — and that means you may be entitled to cancel the debt and recover the overpaid amounts.
Interest rates over 20% APR are considered usury
You may have paid more than you borrowed
Many contracts fail to explain the true cost of the credit
Courts are siding with consumers - and cancelling debts
OUR PROCESS
How Dazzle Premium Refunds Works
Step-01
Free Contract
Review
We analyze your credit card terms and interest rate
Step-02
Full Claim Preparation
We request your documents and prepare the case
Step-03
Legal Action (if necessary)
If the lender refuses, we go to court – no upfront fees
Step-04
No Win, No Fee
You only pay if we recover money or cancel your debt*
* If court action is needed, we’ll provide a clear quote in advance
What documents do you need?
To start your claim, we’ll need the following:
Credit card contract (if available)
Monthly statements or balance receipts
ID Document
Contact details
WHY CHOOSE US
We turn abusive banking charges into real refunds
Revolving credit cards are one of the most common — and most hidden — banking abuses in Spain. Our team knows how to fight them.
We take care of everything, and you pay nothing unless your case succeeds.
%
Successful claim rate
- 90%
Debt cancellation possible
Refund of overpaid interest
No upfront costs, ever
Can I still claim if my card was closed?
Yes. You can still claim even if your card is no longer active — or if it was paid off recently. There is no strict deadline for abusive interest claims.
LEGAL BACKGROUD
Legal rulings that protect you from usury
Revolving credit cards with high interest rates have been ruled illegal by Spanish courts. These are the key judgments that support your claim.
Supreme Court Ruling – STS 149/2020
Confirmed that interest over 20% APR on revolving cards is usury
Usury Law, 1908
Still in force. Any loan with abusive terms can be declared null
Applicable to closed cards
You can claim even if you no longer use the card
FREQUENTLY ASKED QUESTIONS
Reclaim your money. Cancel your debt
What is a revolving credit card?
It’s a card that lets you pay in small fixed amounts while charging high interest — often above 20%.
How do I know if mine is revolving?
If your debt barely goes down despite monthly payments, it likely is. Send us your statement — we’ll check for free.
Can I still claim if I paid it off?
Yes. You can claim even if the card is closed or the balance is zero.
What can I recover?
Cancellation of remaining debt + refund of overpaid interest + possible legal interest.
Do you handle the full process?
Yes. From document recovery to court representation — and no upfront fees.
CONTACT US
Contact us – We`re here to help
Have questions? Want to know how much you could recover?
Reach out to us — no pressure, no commitment.
At Dazzle Premium Refunds, we believe in clear, honest communication. Whether you prefer email, phone, WhatsApp, or our contact form, we’re ready to answer your questions and review your case.