Did you pay all the costs to set up your mortgage?
If you covered notary, registry, or valuation fees when signing your mortgage, you may be entitled to a refund of €1,000 to €3,500 — or more.
MORTGAGE COSTS
Why can you claim?
Spanish and European courts have ruled that banks should not force clients to pay all the setup costs when signing a mortgage. If you paid for services like notary, registry, or appraisal, you may be entitled to recover most of that money.
You paid for notary, registry, valuation, and admin
The average refund ranges from 1.000€ to 3.500€
The bank iimposed costs that were leglly their responsibility
Many banks are already returning this money out of court
OUR PROCESS
How Dazzle Premium Refunds Works
Step-01
Free Legal
Assessment
We review your mortgage and estimate your refund
Step-02
Full Claim Management
We gather documents, prepare your claim, and deal with your bank
Step-03
Legal Action (if necessary)
If your bank refuses to pay, we take legal action
Step-04
No Win, No Fee
You don’t pay anything unless you recover money*
* If court action is needed, we’ll provide a clear quote in advance
What documents do you need?
To start your claim, we’ll need the following:
Mortgage deed
Invoices for notary, registry, valuation, admin
ID Document
Contact details
WHY CHOOSE US
We turn abusive banking charges into real refunds
Our legal team manages the entire process: from document recovery to bank negotiations and legal representation if needed.
We work with top experts in mortgage claims — and you don’t pay unless you recover.
%
Out of court sucess rate
- 90%
No win, no fee
Fast and secure process
Court not always required
Can I still claim?
Yes. You can still file a refund even if you’ve already paid off your mortgage or sold your property.
Most claims are still valid, especially for contracts signed before 2019.
LEGAL BACKGROUD
Court Rulings that support your refund
Thanks to key Supreme Court and European Court rulings, mortgage setup costs can now be reclaimed. These decisions protect your rights — and make refunds possible.
Supreme Court Ruling – STS 705/2015
Declared the unilateral imposition of mortgage costs as abusive
European Court of Justice – Case C-224/19
Confirmed that consumers can claim back unfairly imposed setup costs
Applicable retroactively
Valid even for mortgages signed and paid off years ago
FREQUENTLY ASKED QUESTIONS
Reclaim your money. Restore your peace of mind
Which costs can I recover?
Notary, land registry, property valuation, administration fees — and in some cases, legal interest.
What if I don't have the invoices?
We can request them from your bank on your behalf.
Do I need to go to court?
Not always. Many banks are settling out of court once the claim is presented correctly.
Is there a time limit?
No strict deadline, but the sooner you act, the better. Claims linked to abusive clauses remain valid.
Can I claim if I refinanced or sold the home?
Yes, you can still claim even if the property no longer belongs to you.
CONTACT US
Contact us – We`re here to help
Have questions? Want to know how much you could recover?
Reach out to us — no pressure, no commitment.
At Dazzle Premium Refunds, we believe in clear, honest communication. Whether you prefer email, phone, WhatsApp, or our contact form, we’re ready to answer your questions and review your case.