Have questions or want to check if you can claim?

CONTACT US

Contact us – We`re here to help

Have questions? Want to know how much you could recover?

Reach out to us — no pressure, no commitment.

At Dazzle Premium Refunds, we believe in clear, honest communication. Whether you prefer email, phone, WhatsApp, or our contact form, we’re ready to answer your questions and review your case.

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OUR PROCESS

How we work

Step-01

Free Legal

Assessment

We review your case and estimate your refund completely free of charge

Step-02

Full Case Management

We gather your documents, contact the bank, and prepare everything

Step-03

Claim or Legal Action

We submit your claim. If needed, we`ll represent you in court.*

Step-04

No Win, No Fee

You don`t pay us anything unless we recover your money. No risks.

* If legal action is required, we’ll provide a clear quote before proceeding.

What we can help you claim

We specialize in recovering money wrongfully charged by banks. These are some of the products you may be eligible to claim:

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Single-premium mortgage insurance

Mortgage setup costs

IRPH mortgages

Revolving credit cards

Floor clauses

Abusive interest rates

Out of court banking claims

Contract review and analysis

FREQUENTLY ASKED QUESTIONS

Reclaim your money. Restore your peace of mind

How much does it cost to file a claim with Dazzle Premium Refunds?

Nothing upfront. We review your case for free. If your claim is valid, we manage the entire process and only charge a success fee if you recover your money. No surprises. No hidden fees.

How long does the process take?

It depends on the type of claim:

  • Out-of-court settlements usually take 2 to 6 months
  • If the case goes to court, it may take 8 to 18 months, depending on the court’s schedule

We keep you informed every step of the way.

What documents do I need to start?

It varies by case, but generally:

  • Mortgage deed (for mortgage-related claims)
  • Insurance contract or credit card agreement
  • Invoices or statements
  • Your ID (DNI or passport)

If you don’t have all of these, we’ll help you request them.

Can I still claim if I’ve already paid off my mortgage or closed the credit card?

Yes. Many claims are still valid even if the product is no longer active. In most cases, there’s still time to recover your money — especially after recent rulings. You can even claim if your property is sold.

What happens if my claim fails?

Then you owe us nothing. We assume the risk. If we can’t recover your money, you won’t pay a cent.

How do I get started?

Just fill out our short form and we’ll review your case for free.
You’ll hear from us within 48 hours with your personalized analysis.

BLOG

Insights from the Frontline of Banking Claims

Get trusted advice, legal tips, and in-depth guides on how to claim back what’s yours. All written by our team of financial and legal specialists.

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Quick Guide to Identify if Your Card is Revolving

Read the full guide →

Key Differences Between a Personal Loan and a Revolving Credit Card

Learn how each affects your finances →

What Is Europe Saying About IRPH in 2025?

Latest legal updates you need to know →

Claim risk-free: You only pay if you win

At Dazzle Premium Refunds, we make sure the process of claiming your money is completely risk-free. We only get paid if we successfully recover your money. No hidden costs, no upfront payments.

Our fees

12% + VAT

of the amount we successfully recover for you

Includes legal fees

Includes all administrative costs

Designed to be fair and accesibel for everyone

For example

If you recover 3.000€, our fees would be:

  • Fees (12%): 360€

  • VAT (21%) on fees: 75,60€

Total fees: 435,60€

Net amount you receive: 2.564,40€