Take back what`s yours. Claim your money from abusive banking products.
Free legal assessment
At Dazzle Premium Refunds, we believe in clear, honest communication. Whether you prefer email, phone, WhatsApp, or our contact form, we’re ready to answer your questions and review your case.
OUR SERVICES
What can you claim back?
We handle the entire claim process with no upfront costs, and we only get paid if you win
All Services
Single-Premium Mortgage Insurance
If your bank made you pay for a life or payment protection insurance policy all at once when signing your mortgage, you may be entitled to recover most of that amount
Mortgage Setup Costs
Notary, registry, valuation, administration… Most of these expenses can now be recovered thanks to key court rulings
Revolving Credit Cards
High interest, never-ending debt. If you`ve used a revolving credit card, you may be eligible to have your oustanding debt canceled and recover the money you`ve paid in excessive interest
Floor Clauses
Was your mortgage payment stuck even when interest rates dropped? You likely had a floor clause. That`s illegal, and it`s refundable
OUR PROCESS
How we work
Step-01
Free Legal
Assessment
We review your case and estimate your refund completely free of charge
Step-02
Full Case Management
We gather your documents, contact the bank, and prepare everything
Step-03
Claim or Legal Action
We submit your claim. If needed, we`ll represent you in court.*
Step-04
No Win, No Fee
You don`t pay us anything unless we recover your money. No risks.
* If legal action is required, we’ll provide a clear quote before proceeding.
What we can help you claim
We specialize in recovering money wrongfully charged by banks. These are some of the products you may be eligible to claim:
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Single-premium mortgage insurance
Mortgage setup costs
IRPH mortgages
Revolving credit cards
Floor clauses
Abusive interest rates
Out of court banking claims
Contract review and analysis
WHY CHOOSE US
We turn abusive banking charges into real refunds
Our experienced legal and financial team handles everything on your behalf – no upfront payments, no hidden clauses. We only win if you do.
From reviewing your documents to negotiating with the bank (or going to court if necessary) we`re with you ever stepe of the way.
%
Successful Claim Rate
- 90%
No win, no fee
Expert legal partners
Personalized support
Not sure if yo can claim?
We collaborate with Espacio Legal, a law firm specialized in banking claims, with extensive experience in the banking sector. We only charge if you recover your money
BLOG
Insights from the Frontline of Banking Claims
Get trusted advice, legal tips, and in-depth guides on how to claim back what’s yours. All written by our team of financial and legal specialists.
View All Articles
Quick Guide to Identify if Your Card is Revolving
Read the full guide →
Key Differences Between a Personal Loan and a Revolving Credit Card
Learn how each affects your finances →
What Is Europe Saying About IRPH in 2025?
Latest legal updates you need to know →
FREQUENTLY ASKED QUESTIONS
Reclaim your money. Restore your peace of mind
How much does it cost to file a claim with Dazzle Premium Refunds?
Nothing upfront. We review your case for free. If your claim is valid, we manage the entire process and only charge a success fee if you recover your money. No surprises. No hidden fees.
How long does the process take?
It depends on the type of claim:
- Out-of-court settlements usually take 2 to 6 months
- If the case goes to court, it may take 8 to 18 months, depending on the court’s schedule
We keep you informed every step of the way.
What documents do I need to start?
It varies by case, but generally:
- Mortgage deed (for mortgage-related claims)
- Insurance contract or credit card agreement
- Invoices or statements
- Your ID (DNI or passport)
If you don’t have all of these, we’ll help you request them.
Can I still claim if I’ve already paid off my mortgage or closed the credit card?
Yes. Many claims are still valid even if the product is no longer active. In most cases, there’s still time to recover your money — especially after recent rulings. You can even claim if your property is sold.
What happens if my claim fails?
Then you owe us nothing. We assume the risk. If we can’t recover your money, you won’t pay a cent.
How do I get started?
Just fill out our short form and we’ll review your case for free.
You’ll hear from us within 48 hours with your personalized analysis.
Claim risk-free: You only pay if you win
At Dazzle Premium Refunds, we make sure the process of claiming your money is completely risk-free. We only get paid if we successfully recover your money. No hidden costs, no upfront payments.
Our fees
12% + VAT
of the amount we successfully recover for you
Includes legal fees
Includes all administrative costs
Designed to be fair and accesibel for everyone
For example
If you recover 3.000€, our fees would be:
-
Fees (12%): 360€
-
VAT (21%) on fees: 75,60€
Total fees: 435,60€
Net amount you receive: 2.564,40€
CONTACT US
Contact us – We`re here to help
Have questions? Want to know how much you could recover?
Reach out to us — no pressure, no commitment.
At Dazzle Premium Refunds, we believe in clear, honest communication. Whether you prefer email, phone, WhatsApp, or our contact form, we’re ready to answer your questions and review your case.